A disability applicant who hires an attorney or advocate to handle his or her Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) disability claim is more likely to be approved.
Long-term disability coverage in the USA
Have you ever wondered what medical conditions that qualify for LTD in the United States? Long-term disability coverage is available for a wide range of illnesses, conditions, and disabilities. Some of the conditions that qualify for LTD in the United States are Anxiety, Asthma, Back Pain/Disorders, Bipolar Disorder, Cancer, Carpal Tunnel Syndrome, Cerebral Atrophy, Chronic Pain, Chronic Obstructive Pulmonary Disease (COPD), Coronavirus covid-19, Depression, Diabetes, Epilepsy, Eye Disorders, Headaches/Migraines, Kidney Disease, Knee Disorders, Heart Disease, Parkinson’s Disease, Rheumatoid Arthritis, Tourette Syndrome and more.
Long-term disability (LTD) insurance policies differ because each insurance company will have its own definition of ‘disability,’ which determines what benefits you can receive. There are some insurance companies that may cover you regardless of the severity or type of illness or injury you suffer, as long as your disability prevents you from performing all or a significant amount of the duties required by your current job. Some policies, however, exclude certain illnesses. Your medical condition or injury must be included within your insurance policy’s definition of disability to qualify for LTD benefits, such as income replacement and medical coverage.
An experienced attorney understands how to gather medical evidence for a successful case
Having the right medical evidence is the single most important aspect of winning a claim. People often don’t know what information the Social Security Administration (SSA) needs and may end up submitting too much irrelevant information and too little relevant information.
Attorneys and advocates know how to establish the evidence necessary for approval based on the client’s specific medical conditions, which is one of the reasons why represented clients are more likely to win. A good disability attorney or advocate carefully reviews the applicant’s file to determine if additional tests or records are needed. As part of the application process, the representative will assist the applicant in gathering the necessary documents to submit to the Social Security Administration on time.
Let’s see how a lawyer can guide you through disability claims
- Understanding the basis of disability within the rules and regulations and making sure that testimony and medical evidence are directed to the crucial issues.
- Aiding claimants in preparing for and testifying at the hearing based on relevant facts and issues.
- Help you to understand what issues are important to specific administrative law judges.
- Providing reassurance that the case is moving forward successfully and being “at the claimant’s side” during the process.
- Make sure that the social security administration has received all the relevant medical records.
- Ensuring that the medical source statement addresses the precise issues and impairments that will result in winning.